We’re on the move! Relocating soon to Old Forge Garage, Llanigon, HR3 5QT. Same great service, new address. Message us on WhatsApp for directions or updates!
Car Finance Made Simple
Buying a car on finance doesn’t have to be complicated or stressful. At Ollie Anderson Car Sales, we’ve made the process as straightforward and transparent as possible — because we believe everyone deserves a fair deal.
No Deposit? No Problem. That’s right — you can drive away in your next car with zero upfront cost. No deposit is required, meaning you can get behind the wheel without having to save up first. Just find the car you love, and we’ll take care of the rest. 26 Lenders Competing For You
We work with Hawkstone Motor Finance, a specialist broker with access to 26 lenders who will all compete to offer you the best available rate based on your personal circumstances. That means you’re not stuck with one option — you’re getting the best deal the market has to offer.
Worried About Your Credit History? You’re not alone — it’s one of the most common concerns we hear. The good news is that with 26 lenders on your side, there are options available for a wide range of credit profiles. Whether your credit history is perfect or a little patchy, it’s always worth applying — you might be surprised.
No Hidden Fees What you see is what you pay. We’re upfront about all costs from the start, so there are no nasty surprises further down the line. Our monthly payment estimates are shown on every listing, so you can budget with confidence before you even pick up the phone.
How It Works
1. Choose your car — browse our full stock online or visit us in Herefordshire
2. Apply in minutes — a quick, simple application with no obligation
3. Get your decision — fast decisions, with same-day approval often available
4. Drive away — with no deposit needed, you could be on the road sooner than you think
Ready to Get Started? The easiest way to reach us is straight through WhatsApp — just tap the button below and message us directly. No hold music, no call centres, just a real conversation with us whenever suits you. We typically reply within minutes during opening hours. Prefer to talk? You can also reach us on 01497 701030.
Hire Purchase (HP)
Hire purchase is a simple form of car finance. Either by using a cash deposit, your existing car as a deposit or even no deposit.
You pay for the car in fixed monthly instalments over a pre-agreed contract - from 12 to 60 months - during which time you have full use of the car. Once the contract is complete, you own your car outright.
We work with many trusted, industry leading, multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages. We can tailor a finance agreement for you regardless of whether you are a private, individual or a business-user.
Financing the purchase of your new car can be arranged quickly and easily with our in-house team of Finance Specialists using a panel of lenders such as Black Horse Motor Finance, MotorNova and many more, with very competitive rates.
The application process is simple and a decision can be given almost instantly regardless of your credit history.
Features and Benefits
- Fixed monthly repayments
- Low Deposit
- Ownership of Car
- Budget with confidence
- Freedom, no mileage restrictions
- Ability to settle the loan early
Personal Contract Purchase (PCP)
Similar to a Hire Purchase agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
What happens next?
At the end of your PCP agreement, you then have a number of options.
- Option 1 - Part-exchange your vehicle-use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next purchase.
- Option 2 - Keep your vehicle-simply pay the Guaranteed Minimum Future Value to retain ownership.
- Option 3 - Refinance the final balloon payment.
- Option 4 - Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).
Features and Benefits
- Flexible deposit
- Low fixed monthly payments
- The choice at the end of the agreement
- No need to worry about depreciation
- Potential lower payments than a standard HP agreement or Conditional Sale
